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Fire Insurance Coverage

Insurance coverage for a fire claim may be provided by a specific fire policy, or it may be covered as part of a larger package of insurance. For the insurance company, fire losses are generally considered to be the most critical risk in the commercial property underwriting process. As a result of poor underwriting practices, insurance companies can be very aggressive in challenging rather than helping the insured when a big loss occurs.

Protecting Your Interests

Fire loss insurance claims can be very complex. Simply assessing the extent of the loss and figuring out what you need to get your business back in operation can be difficult. Smoke dispersion can vary greatly depending on the type of fire and the structure. Smoke can flow into and through plumbing systems, through cracks, and HVAC and electrical systems. Smoke in general and wet smoke in particular can be difficult to clean. Protein smoke is virtually invisible but discolors paints and varnishes and can have an offensive smell.  Because of these type of issues, it is important for you to have the right professionals looking out for your specific needs and interests.

When you have an insurance dispute in mississippi

Insurance companies on occasion have been known to try and pay less thanthey should. It also is not unusual to have disagreements with your insurance company over whether covered items should be repaired or replaced. If you have any doubt about whether your insurance company is properly handling your claim, you need to contact an experienced insurance coverage attorney.

Jackson Mississippi Insurance Lawyers

At Danks, Miller & Cory, we have the experience to quickly walk you through the insurance claim process. We will work with experts in fire restoration and loss appraisal to quickly corroborate and prove your actual loss. We will help you understand each type of insurance coverage you have so that you can make the right decisions and get your business back to normal as soon as possible. Finally, we will help you negotiate with your insurance company to make sure they pay the right amount.

To set up a meeting with one of our experienced insurance attorneys, contact us online or call us at 601-957-3101. Our office is conveniently located in downtown Jackson, Mississippi.